Same Neighbor
New Homeowner^™

There are four million renter households that have consistent track records of on-time rental payments but do not qualify for a mortgage today. And no one has historically been willing to patiently invest in a longer term but straightforward process of getting them there.

So we built a method that works with residents to become mortgage ready. Unlike other apps and providers who promise a quick fix, we engage in a real partnership. We know one class can't accomplish the goal. And while real estate agents or mortgage brokers might tell you "You're not ready," we tell you "Here's how you'll get there." Our residents' efforts, combined with LadderUp's proactive engagement, will make it happen. Our goal is to work with every resident toward mortgage readiness within two years.

In select markets, we buy and renovate homes or construct entirely new ones, and move families in as renters — providing them an option to purchase their homes at any time during their lease. When they are ready, they can rely on us to walk alongside them until closing day.

It's a structured pathway that works. They're buying their houses, and they're staying in the neighborhoods they've always called home.